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Insurance Loss in the Era of the Affordable Care Act: Association With Access to Health Services.

08:00 EDT 1st August 2019 | BioPortfolio

Summary of "Insurance Loss in the Era of the Affordable Care Act: Association With Access to Health Services."

Every year, millions of Americans lose their health insurance and remain uninsured for various reasons, potentially impacting access to medical services.

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This article was published in the following journal.

Name: Medical care
ISSN: 1537-1948
Pages: 567-573

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State-provided health insurance marketplaces established under the PATIENT PROTECTION AND AFFORDABLE CARE ACT.

An Act prohibiting a health plan from establishing lifetime limits or annual limits on the dollar value of benefits for any participant or beneficiary after January 1, 2014. It permits a restricted annual limit for plan years beginning prior to January 1, 2014. It provides that a health plan shall not be prevented from placing annual or lifetime per-beneficiary limits on covered benefits. The Act sets up a new competitive health insurance market giving tens of millions of Americans the same choices of insurance that members of Congress will have. It aims to bring greater accountability to health care and to control cost of health insurance premiums.

A supplemental health insurance policy sold by private insurance companies and designed to pay for health care costs and services that are not paid for either by Medicare alone or by a combination of Medicare and existing private health insurance benefits. (From Facts on File Dictionary of Health Care Management, 1988)

Generally refers to the amount of protection available and the kind of loss which would be paid for under an insurance contract with an insurer. (Slee & Slee, Health Care Terms, 2d ed)

Health care services that are respectful of and responsive to the health beliefs, practices and cultural and linguistic needs of diverse patients. The provider and the patient each bring their individual learned patterns of language and culture to the health care experience which must be transcended to achieve equal access and quality health care.

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